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I've been playin with my CreditCard for a couple years without any problems. Disney is very safe comparing to other online shopping.
If your mom thing it's not safe to use credit card to pay, use game card or paypal or pre paid credit card.
The pre-paid credit card is the card that you have to put money before using. Just put money $9.95 every month or more if you want. So if anything goes wrong with the card, you will lose only the amount you have in your card.
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